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MSME Loan

We focus on meeting the funding requirements of Micro and Small Enterprises with a suite of our financial products based on varied needs of businesses with doorstep service, Transparent & Simple processing, Faster Turn Around Time, covering all industries & occupations and catering to both Urban & Rural segments through our wide branch network.

Eligibility Criteria for Business Loans

Kogta Finance provides business loans to

  • Retailers
  • Manufacturers
  • Traders
  • Service Providers
  • Job Workers
  • Self Employed Professionals

Minimum 3 years of experience in the business.

Guarantor waiver for customer with excellent repayment history/income proof

Clear title on the property

Documents Required for Business Loan

 

Passport 

Pan Card 

Voter Identity card 

Driving License

Aadhar Card

(* Any 2)

Ration Card

Passport

Bank Account Statement

Aadhaar Card 

Driving License 

Electricity Bill

Telephone Bill

Sale Deed/Property Purchase Agreement (for owned properties)

(* Any 2)

Last 6 Months Bank statement (Mandatory)

Latest ITR *

Latest Audited Financial *

Latest GST Returns*

(* If Applicable)

Qualification Certificate/Certificate of Practice (COP)

Shop Act License/ MOA & AOA/ Sales Tax/ Vat registration/ Partnership Deed

 

Title Deed

Latest Tax Receipt

Sanction Plan/Approved Map

 
 

*Requirement of business loan documents might vary according to the scheme chosen.

Apply For MSME Loans For New Business | Secured Business Loans

EMI Calculator

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