At Kogta Financial (India) Limited, we believe in comprehensive financial solutions tailored to your needs. As an RBI-registered Non-Banking Financial Company (NBFC) engaged in lending & financial services, we are also registered as a Corporate Agent under the Insurance Regulatory and Development Authority of India (IRDAI) (vide registration no. CA0902) to facilitate access to insurance products from multiple insurers.
At Kogta Financial, we believe your financial journey should inspire confidence, not worry. With lending and protection solutions under one roof, we help you build, protect, and sustain your financial future.
Financial growth is important but financial protection is essential. Life's milestones and uncertainties demand thoughtful planning. Through our Corporate Agency model, we provide access to carefully curated:
Offers insurance coverage to secure the loan in case of any eventuality with the life of the insured person who could be borrower/co-borrower.
Provides insurance coverage to secure the loan in case of accidental death or disability of the insured person who could be borrower/co-borrower.
Covers specified critical illnesses diagnosed with the life of the insured person who could be borrower/co-borrower during the policy period.
Offers coverage to pay EMIs in case of temporary loss of income due to hospitalization, job loss, or other covered events.
Provides insurance coverage to secure the loan in case of fire or allied perils affecting the asset under the Mortgage Loan product.
Provides a daily cash benefit of ₹500 for up to 30 days in a policy year, along with accidental death coverage of ₹1 lakh for the borrower/co-borrower during hospitalization. This benefit helps compensate for lost earnings and is valid for a period of two years.
We connect you with trusted insurers and assist you in selecting coverage aligned with your financial responsibilities, lifestyle, and risk exposure. Our approach ensures:
| Sr. No. | Name of Party | Category |
|---|---|---|
| 1 | Cholamandalam MS General Insurance Company Limited | General Insurance |
| 2 | ICICI Lombard General Insurance Company Limited | General Insurance |
| 3 | Iffco Tokio General Insurance Company Limited | General Insurance |
| 4 | Magma HDI General Insurance Limited | General Insurance |
| 5 | Royal Sundaram General Insurance Co. Limited | General Insurance |
| 6 | TATA AIG General Insurance Company Limited | General Insurance |
| 7 | HDFC Life Insurance Company Limited | Life Insurance |
| 8 | ICICI Prudential Life Insurance Company Limited | Life Insurance |
| 9 | Kotak Mahindra Life Insurance Company Limited | Life Insurance |
| 10 | Niva Bupa Health Insurance Company Limited | Health Insurance |
| 11 | Care Health Insurance Limited | Health Insurance |
Visit: S-1, Gopal Bari, Near Ajmer Pulia, Opp. Metro Pillar No. 143, Jaipur-302001
Call Us: +0141 - 6767067 / 7000
Email: customercare@kogta.in and complaints@kogta.in
A Corporate Agent is an entity licensed by IRDAI to market and distribute insurance products from one or more insurers. We act as a bridge between the insurer and the insured but we do not underwrite or issue insurance policies.
The insurance policy is issued by the insurer. Our role is advisory and facilitation only.
No. Insurance is offered as an optional add-on product to complement your financing or other services. You are free to choose insurance from any insurer of your choice.
Claims are processed directly by the insurer. You need to notify the insurer and submit the required documents. We can guide you through the process.
Premiums are determined by the insurer based on factors such as age, health, coverage amount, policy term, and type of insurance.
For policy servicing, claims, or cancellations, you should contact the insurer directly. We remain available to guide and assist you wherever needed.
Kogta Financial (India) Limited is registered as a Composite Corporate Agent with the Insurance Regulatory and Development Authority of India (IRDAI) having Registration Number is CA0902 valid till February 04, 2027.
The Company acts solely as a distributor of insurance products and does not underwrite insurance risk or act as an insurer. Insurance contracts are between the customer and the respective insurance company. Participation by customers in any insurance product or scheme is entirely voluntary and undertaken at their sole discretion. All rights, obligations, and liabilities under the insurance contract rest exclusively with the respective insurer and the insured, in accordance with the policy terms and conditions, and the Company shall not be liable for any claim outcome, dispute, delay, rejection, loss, or liability arising under the insurance contract.
The Company may assist customers in coordinating with the insurer for policy servicing or claims without assuming any responsibility for claim decisions. Customers are advised to read the brochure, benefit illustration, and policy document carefully for complete details on risk factors, terms, conditions, exclusions, and limitations before purchasing the policy. In case of any inconsistency, terms & conditions mentioned under the policy document will prevail. Insurance is the subject matter of solicitation.