Job Details

Branch Credit Manager ( MSME / LAP ) - Haryana

Job ID - KFL0021
Posting Date

22 June 2022








Ludhiana, Punjab, IN

No. of Post


Job Description

Key Roles and Responsibilities:

  • Evaluation of Proposals put up for recommendation / approval as per credit policy.
  • Customer visit and discussions to assess the loan requirement.
  • Customer business and income assessment.
  • Understanding the business thoroughly for self-employed non-professional profiles.
  • Ascertaining and Validating the revenue streams and expenditure of the business.
  • Should be able to see through the potential risks of the proposal.
  • Should have ability to do due diligence without sufficient and formal documents / data.
  • Files Checking as per Credit Policy.
  • Risk Analysis related to case & Client.
  • Maintaining quality of credit information, underwriting standards and presentation.
  • PDD and Portfolio Management.
  • Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
  • Handling Disbursement officers for process.
  • Accuracy of work and timeline adherence.


  What we’re looking for:

  • Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, LAP/SME/Mortgages)
  • Understanding of local business and micro economy
  • Keen understanding and focus on risk, controls, compliance and regulatory framework
  • Strong analytical & communication skills (written & verbal)
  • Preferably CA/ ICWA/ MBA Finance / PG - Commerce)
  • Ability to build, coach and mentor high performance oriented teams
  • Should have good knowledge of Risk Related to Business.
  • Good client servicing skills.

Good financial analytical skills, communication skills.

Recruiter Name: Pritam Singh

Recruiter Email: