Job Description
Job description
Role Summary: Responsible for driving collections across the vehicle finance portfolio for Western Zone (Maharashtra, Gujarat, MP) India. Ensure recovery targets are met, NPAs are minimized, and legal/repossession actions are executed effectively.
Key Responsibilities:
- Drive bucket-wise collection strategy (0-30,30+, 60+, 90+).
- Ensure legal actions (notices, repossession) are timely and compliant.
- Monitor collection performance, roll rates, and recovery costs.
- Lead MIS/reporting and suggest portfolio-level risk controls.
- Ensure regulatory and process compliance across channels.
- Handle and lead the team of Collection.
KPIs:
- Collection efficiency vs target.
- Roll rate and vintage movement.
- Cost per unit recovery.
- Agency performance and audit scores.
- Legal case resolution TAT.
Qualifications & Experience:
- Graduate/MBA with 12-20 years in vehicle finance collections.
- Strong experience in field recoveries, repossession, and agency management.
- Willing to travel extensively within the zone.
Base location : Pune or Mumbai (Preferably Pune)
Vertical: MSME Loans
Salary - UP to 40 LPA (Negotiable)
Interested candidates can share CV at singh.manish@kogta.in
Recruiter Name: Manish Singh
Recruiter Email: singh.manish@kogta.in