{"id":1551,"date":"2025-07-12T08:41:40","date_gmt":"2025-07-12T08:41:40","guid":{"rendered":"https:\/\/kogta.in\/blog\/?p=1551"},"modified":"2025-07-15T09:20:32","modified_gmt":"2025-07-15T09:20:32","slug":"loan-against-vehicle-benefits-and-process","status":"publish","type":"post","link":"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/","title":{"rendered":"Loan Against Vehicle: Benefits and Process"},"content":{"rendered":"\n<p>Owning a vehicle is a dream of many Indians. However, it serves more than just being a dream; it is a financial asset that opens up new doors for various other purposes. Be it generating income or getting funds in emergencies, vehicles serve as valuable collateral. A <strong>loan against vehicle<\/strong> allows you to keep your savings intact while giving you funds.<\/p>\n\n\n\n<p>You may wonder, \u2018Is taking a loan against a vehicle the right choice for me?\u2019. Keep reading to discover what it is and its multi-faceted benefits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is a Loan Against Vehicle?<\/strong><\/h2>\n\n\n\n<p><a><\/a><a><\/a><a><\/a>A<strong> loan against vehicle<\/strong>, also known as a parallel vehicle loan, allows you to access funds easily and instantly. It is a secured loan, you can leverage your vehicle&#8217;s current market value to access funds. Financial institutions assume temporary ownership of your vehicle until the loan amount is repaid. However, you can still use your vehicle for daily purposes.<\/p>\n\n\n\n<p>Usually, NBFCs and financial institutions hire experts who evaluate your vehicle\u2019s current value, condition and other aspects. Depending on this, financial institutions offer you a loan. However, the loan amount varies from lender to lender. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a><strong>Who Can Apply for a Loan Against a Vehicle?<\/strong><\/h2>\n\n\n\n<p>Although anyone can apply for a <strong>loan against vehicle<\/strong>, here are a few eligibility criteria you must fulfil:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your age should be between 21 (at the time of applying) and 65 (at the time of maturity)<\/li>\n\n\n\n<li>You may be a salaried or self-employed individual<\/li>\n\n\n\n<li>Sole proprietors, business owners and partnership firms can also apply<\/li>\n\n\n\n<li>You should have a reasonable income level to afford the loan<\/li>\n\n\n\n<li>Your vehicle needs to be less than 10 years old<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a><strong>What are the Benefits of a Loan Against a Vehicle?<\/strong><\/h2>\n\n\n\n<p>Taking a loan against your vehicle offers several perks. They are as follows:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>\u25cf&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <strong>Financial Planning with Vehicle Loan<\/strong><\/h3>\n\n\n\n<p>Since your vehicle is an asset, it secures the loan, enabling you to get competitive interest rates from the financial institution. This means you can use your emergency funds without stressing about interest rates. Equated Monthly Payment (EMI) rates, too, are a lot lower in loans against vehicles. Interest rates can vary, but generally range between 14% and 24%. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>\u25cf&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <strong>Vehicle Loan for Personal Needs<\/strong><\/h3>\n\n\n\n<p>Parallel vehicle loans allow you to use your funds anywhere you wish. It can be a personal emergency or a business investment. For example, Mr. A applied for a loan against his vehicle to pay for a medical emergency. The institution will approve it and provide him with the funds. Mr. A uses it to pay his hospital bills.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>\u25cf&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <strong>No Need to Sell Your Vehicle<\/strong><\/h3>\n\n\n\n<p>Selling your vehicle may sound like a good option to gather funds. However, you lose a valuable asset in the process. Choosing a loan against your vehicles helps you keep and use your assets while enjoying instant funds.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>\u25cf&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <strong>Flexible Loan Repayment Terms<\/strong><\/h3>\n\n\n\n<p>Financial institutions allow longer tenures for repayment in these types of loans. This is because you <strong>use car as collateral. <\/strong>Kogta Financial allows a repayment window of 60 months on loans against your vehicle. Easily choose between tenure options suitable for your financial situation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>\u25cf&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <strong>Tax Benefits for Loans Against a Vehicle<\/strong><\/h3>\n\n\n\n<p>A loan against vehicles offers exciting tax benefits for people using the vehicle for business purposes. However, if you are a salaried\/self-employed individual and use the vehicle for personal use, you cannot claim tax benefits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a><strong>How to Apply for a Loan Against a Vehicle?<\/strong><\/h2>\n\n\n\n<p>Are you interested in applying for a loan against your vehicle? You have come to the right place. Here is a step-by-step guide on what you need to do exactly:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Visit the Kogta Financial\u2019s Website<\/strong>: Search for \u2018HCV Loan\u2019, \u2018LCV Loan\u2019 OR \u2018MUV Loan\u2019 (as per need) on the financial institution\u2019s website.<\/li>\n\n\n\n<li><strong>Check for the Eligibility Criteria<\/strong>: Scroll down to ensure you match the eligibility criteria.<\/li>\n\n\n\n<li><strong>Collect the Required Documents<\/strong>: Ensure you have all the required documents before applying.<\/li>\n\n\n\n<li><strong>Apply for the Loan<\/strong>: Click &#8216;Apply Now&#8217; and fill in the personal information sheet. Provide your name, address, email address, and mobile number, along with your city.<\/li>\n\n\n\n<li><strong>Complete the Captcha<\/strong>: Click on the \u2018I\u2019m not a robot\u2019 option below and submit your application. A service representative will contact you regarding further information.<\/li>\n<\/ol>\n\n\n\n<p>Please note that these steps are generic and may differ from one financial institution to another.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a><strong>What Documents Do You Need?<\/strong><\/h2>\n\n\n\n<p>When you apply for a <strong>loan against car<\/strong>, your lender will ask you to provide various documents. These documents are address proof, photo identity proof, income proof, ownership proof, and business proof. Here is a breakdown of the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Address Proof<\/strong><\/li>\n<\/ul>\n\n\n\n<p>As address proof, your NBFC will accept the following documents. Make sure to submit a self-attested copy of the same:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Bank Account Statement<\/li>\n\n\n\n<li>Aadhaar Card<\/li>\n\n\n\n<li>Passport<\/li>\n\n\n\n<li>Electricity Bill<\/li>\n\n\n\n<li>Driving License<\/li>\n<\/ol>\n\n\n\n<p>Collect all relevant documents for the application process.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Photo Identity Proof<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Submit a self-attested copy of the following documents:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Driving license<\/li>\n\n\n\n<li>Passport<\/li>\n\n\n\n<li>Voter identity card<\/li>\n\n\n\n<li>PAN card<\/li>\n<\/ol>\n\n\n\n<p>You do not have to submit all these documents. Choose two which are relevant to you and submit them to the financial institutions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Income Proof<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Your lender needs to see your proof of income before disbursing any funds. Here are the required documents:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Last 6 months&#8217; bank account statement<\/li>\n\n\n\n<li>Latest GST returns<\/li>\n\n\n\n<li>Latest ITR<\/li>\n\n\n\n<li>The latest audited financial<\/li>\n<\/ol>\n\n\n\n<p>It is mandatory to provide your bank statement for the last 6 months. However, you can skip the other 3 documents if you do not have them.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Vehicle Ownership Proof<\/strong><\/li>\n<\/ul>\n\n\n\n<p>You should provide all legal documents for your vehicle. This includes the registration certificate and a valid insurance policy.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Business Proof<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Providing proof of business is not mandatory. If you do not own a business, you can only provide the above-mentioned documents. Self-attest the following:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>GST registration<\/li>\n\n\n\n<li>MSME Act certificate<\/li>\n\n\n\n<li>Shop Act certificate<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a><strong>Vehicle Loan vs Loan Against Vehicle: Key Differences<\/strong><\/h2>\n\n\n\n<p>Many people often confuse between a vehicle loan and a loan against a vehicle. Although they sound similar, there are certain distinctions between them. Here is a tabular representation of the same:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Aspect<\/strong><\/td><td><strong>Vehicle Loan<\/strong><\/td><td><strong>Loan Against Vehicle<\/strong><\/td><\/tr><tr><td><strong>Goal<\/strong><\/td><td>To purchase a new\/used vehicle<\/td><td>To get funds by using a vehicle as collateral<\/td><\/tr><tr><td><strong>Eligibility<\/strong><\/td><td>A decent CIBIL score and down payment<\/td><td>Income proof, ownership of a vehicle, and good repayment history<\/td><\/tr><tr><td><strong>Fund Usage<\/strong><\/td><td>Specifically to buy a vehicle<\/td><td>Not specified, can be used for personal or business needs<\/td><\/tr><tr><td><strong>Loan Amount<\/strong><\/td><td>85-90% of the vehicle\u2019s value<\/td><td>85%-90% of the vehicle\u2019s value, depending on factors<\/td><\/tr><tr><td><strong>Collateral<\/strong><\/td><td>Your purchased vehicle<\/td><td>Your existing vehicle<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>As we can see, you can avail a vehicle loan to buy a new or used vehicle. However, if you need access to funds for personal usage, a loan against a vehicle is the right choice for you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a><strong>Final Words<\/strong><\/h2>\n\n\n\n<p>A <strong>loan against vehicle<\/strong> is a smart choice if you want instant access to funds for business or personal needs. It not only lets you keep your vehicle but also provides you with the necessary capital using the vehicle as collateral. Furthermore, it offers exciting benefits as well. Are you in need of funds but do not want to sell your vehicle? Get a loan from Kogta Financial and pay up for your emergency expenses. Apply today!<\/p>\n\n\n\n<p><a id=\"_msocom_1\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a vehicle is a dream of many Indians. However, it serves more than just being a dream; it is a financial asset that opens up new doors for various other purposes. Be it generating&hellip;<\/p>\n","protected":false},"author":1,"featured_media":1552,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10,3,5,7],"tags":[],"class_list":["post-1551","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-customer-awareness","category-finance","category-loans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Loan Against Vehicle: Benefits and Process<\/title>\n<meta name=\"description\" content=\"Loan against vehicle provides affordable interest rates, financial management and tax savings. Discover how to apply for it and more. Click here to know more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan Against Vehicle: Benefits and Process\" \/>\n<meta property=\"og:description\" content=\"Loan against vehicle provides affordable interest rates, financial management and tax savings. Discover how to apply for it and more. Click here to know more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/kogtafinancial\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-12T08:41:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-15T09:20:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kogta.in\/blog\/wp-content\/uploads\/2025\/07\/Loan-Against-Vehicle-Benefits-and-Process.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"629\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"kogta@yopmail.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@kogtafinancial\" \/>\n<meta name=\"twitter:site\" content=\"@kogtafinancial\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"kogta@yopmail.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/\",\"url\":\"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/\",\"name\":\"Loan Against Vehicle: Benefits and Process\",\"isPartOf\":{\"@id\":\"https:\/\/kogta.in\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/kogta.in\/blog\/wp-content\/uploads\/2025\/07\/Loan-Against-Vehicle-Benefits-and-Process.jpg\",\"datePublished\":\"2025-07-12T08:41:40+00:00\",\"dateModified\":\"2025-07-15T09:20:32+00:00\",\"author\":{\"@id\":\"https:\/\/kogta.in\/blog\/#\/schema\/person\/7e8c246a5d6bb61fb7377a2028d9d90e\"},\"description\":\"Loan against vehicle provides affordable interest rates, financial management and tax savings. Discover how to apply for it and more. Click here to know more.\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/#primaryimage\",\"url\":\"https:\/\/kogta.in\/blog\/wp-content\/uploads\/2025\/07\/Loan-Against-Vehicle-Benefits-and-Process.jpg\",\"contentUrl\":\"https:\/\/kogta.in\/blog\/wp-content\/uploads\/2025\/07\/Loan-Against-Vehicle-Benefits-and-Process.jpg\",\"width\":2048,\"height\":629,\"caption\":\"Loan Against Vehicle: Benefits and Process\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/kogta.in\/blog\/#website\",\"url\":\"https:\/\/kogta.in\/blog\/\",\"name\":\"\",\"description\":\"Kogta: Apply For MSME Loans, Loan Against Property &amp; Vehicle Loans Online\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/kogta.in\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/kogta.in\/blog\/#\/schema\/person\/7e8c246a5d6bb61fb7377a2028d9d90e\",\"name\":\"kogta@yopmail.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/kogta.in\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c8a6b2870ddd6c07c9bf30ec84dd677cd727a21bbec6715071877da7149f897c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c8a6b2870ddd6c07c9bf30ec84dd677cd727a21bbec6715071877da7149f897c?s=96&d=mm&r=g\",\"caption\":\"kogta@yopmail.com\"},\"sameAs\":[\"https:\/\/kogta.in\/blog\/\"],\"url\":\"https:\/\/kogta.in\/blog\/author\/kogtayopmail-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Loan Against Vehicle: Benefits and Process","description":"Loan against vehicle provides affordable interest rates, financial management and tax savings. Discover how to apply for it and more. Click here to know more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/","og_locale":"en_US","og_type":"article","og_title":"Loan Against Vehicle: Benefits and Process","og_description":"Loan against vehicle provides affordable interest rates, financial management and tax savings. Discover how to apply for it and more. Click here to know more.","og_url":"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/","article_publisher":"https:\/\/www.facebook.com\/kogtafinancial","article_published_time":"2025-07-12T08:41:40+00:00","article_modified_time":"2025-07-15T09:20:32+00:00","og_image":[{"width":2048,"height":629,"url":"https:\/\/kogta.in\/blog\/wp-content\/uploads\/2025\/07\/Loan-Against-Vehicle-Benefits-and-Process.jpg","type":"image\/jpeg"}],"author":"kogta@yopmail.com","twitter_card":"summary_large_image","twitter_creator":"@kogtafinancial","twitter_site":"@kogtafinancial","twitter_misc":{"Written by":"kogta@yopmail.com","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/","url":"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/","name":"Loan Against Vehicle: Benefits and Process","isPartOf":{"@id":"https:\/\/kogta.in\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/#primaryimage"},"image":{"@id":"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/#primaryimage"},"thumbnailUrl":"https:\/\/kogta.in\/blog\/wp-content\/uploads\/2025\/07\/Loan-Against-Vehicle-Benefits-and-Process.jpg","datePublished":"2025-07-12T08:41:40+00:00","dateModified":"2025-07-15T09:20:32+00:00","author":{"@id":"https:\/\/kogta.in\/blog\/#\/schema\/person\/7e8c246a5d6bb61fb7377a2028d9d90e"},"description":"Loan against vehicle provides affordable interest rates, financial management and tax savings. Discover how to apply for it and more. Click here to know more.","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kogta.in\/blog\/loan-against-vehicle-benefits-and-process\/#primaryimage","url":"https:\/\/kogta.in\/blog\/wp-content\/uploads\/2025\/07\/Loan-Against-Vehicle-Benefits-and-Process.jpg","contentUrl":"https:\/\/kogta.in\/blog\/wp-content\/uploads\/2025\/07\/Loan-Against-Vehicle-Benefits-and-Process.jpg","width":2048,"height":629,"caption":"Loan Against Vehicle: Benefits and Process"},{"@type":"WebSite","@id":"https:\/\/kogta.in\/blog\/#website","url":"https:\/\/kogta.in\/blog\/","name":"","description":"Kogta: Apply For MSME Loans, Loan Against Property &amp; Vehicle Loans Online","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kogta.in\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/kogta.in\/blog\/#\/schema\/person\/7e8c246a5d6bb61fb7377a2028d9d90e","name":"kogta@yopmail.com","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/kogta.in\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c8a6b2870ddd6c07c9bf30ec84dd677cd727a21bbec6715071877da7149f897c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c8a6b2870ddd6c07c9bf30ec84dd677cd727a21bbec6715071877da7149f897c?s=96&d=mm&r=g","caption":"kogta@yopmail.com"},"sameAs":["https:\/\/kogta.in\/blog\/"],"url":"https:\/\/kogta.in\/blog\/author\/kogtayopmail-com\/"}]}},"_links":{"self":[{"href":"https:\/\/kogta.in\/blog\/wp-json\/wp\/v2\/posts\/1551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kogta.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kogta.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kogta.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kogta.in\/blog\/wp-json\/wp\/v2\/comments?post=1551"}],"version-history":[{"count":1,"href":"https:\/\/kogta.in\/blog\/wp-json\/wp\/v2\/posts\/1551\/revisions"}],"predecessor-version":[{"id":1554,"href":"https:\/\/kogta.in\/blog\/wp-json\/wp\/v2\/posts\/1551\/revisions\/1554"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kogta.in\/blog\/wp-json\/wp\/v2\/media\/1552"}],"wp:attachment":[{"href":"https:\/\/kogta.in\/blog\/wp-json\/wp\/v2\/media?parent=1551"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kogta.in\/blog\/wp-json\/wp\/v2\/categories?post=1551"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kogta.in\/blog\/wp-json\/wp\/v2\/tags?post=1551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}